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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,036 | $126,661-66.8% | $113,397-62.9% | $138,895-69.7% |
| Participation rate | 27.3% | 79.4%-52.2pp | 76.5%-49.2pp | 79.9%-52.6pp |
| Annual return | 30.12% | 25.05%+5.1pp | 23.20%+6.9pp | 145.39%-115.3pp |
| Employer contribution / active EE | $425 | $3,456-87.7% | $2,977-85.7% | $4,194-89.9% |
| Participant deferral / active EE | $2,532 | $5,693-55.5% | $5,076-50.1% | $6,396-60.4% |
| Admin fee / account holder | $71 | $14,549-99.5% | $11,957-99.4% | $12,562-99.4% |