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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,720 | $104,106-43.6% | $71,086-17.4% | $135,379-56.6% |
| Participation rate | 25.0% | 65.7%-40.7pp | 54.7%-29.7pp | 82.6%-57.6pp |
| Annual return | -7.23% | 1256.30%-1263.5pp | 650.59%-657.8pp | 519.79%-527.0pp |
| Employer contribution / active EE | $410 | $1,485-72.4% | $1,088-62.3% | $4,779-91.4% |
| Participant deferral / active EE | $843 | $2,527-66.7% | $1,874-55.0% | $5,609-85.0% |
| Admin fee / account holder | $366 | $4,142-91.2% | $3,082-88.1% | $10,828-96.6% |