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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,040 | $183,627-54.2% | $155,602-46.0% | $145,978-42.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.56% | 61.32%-40.8pp | 64.81%-44.3pp | 550.52%-530.0pp |
| Employer contribution / active EE | $10,683 | $5,316+101.0% | $4,675+128.5% | $4,662+129.2% |
| Participant deferral / active EE | $6,627 | $6,466+2.5% | $5,629+17.7% | $6,690-0.9% |
| Admin fee / account holder | $631 | $19,327-96.7% | $15,923-96.0% | $13,400-95.3% |