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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,228 | $181,896-5.9% | $156,551+9.4% | $273,972-37.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.99% | 30.74%-23.8pp | 32.23%-25.2pp | 41.46%-34.5pp |
| Employer contribution / active EE | $7,278 | $6,248+16.5% | $5,501+32.3% | $4,869+49.5% |
| Participant deferral / active EE | $6,357 | $5,550+14.5% | $4,871+30.5% | $5,287+20.2% |
| Admin fee / account holder | $3,052 | $15,560-80.4% | $13,028-76.6% | $10,133-69.9% |