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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,935 | $49,896+24.1% | $80,627-23.2% | $75,173-17.6% |
| Participation rate | 82.5% | 55.3%+27.2pp | 67.0%+15.5pp | 67.2%+15.3pp |
| Annual return | 4.22% | 34.67%-30.5pp | 936.76%-932.5pp | 160.72%-156.5pp |
| Employer contribution / active EE | $3,127 | $1,699+84.1% | $2,723+14.9% | $2,671+17.1% |
| Participant deferral / active EE | $4,341 | $2,992+45.1% | $4,443-2.3% | $4,126+5.2% |
| Admin fee / account holder | $4,001 | $3,578+11.8% | $5,381-25.6% | $5,651-29.2% |