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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,252 | $52,279+66.9% | $89,435-2.4% | $79,856+9.3% |
| Participation rate | 74.5% | 57.5%+16.9pp | 68.0%+6.5pp | 69.6%+4.8pp |
| Annual return | 3.85% | 22.16%-18.3pp | 245.55%-241.7pp | 31.71%-27.9pp |
| Employer contribution / active EE | $2,486 | $1,572+58.2% | $2,587-3.9% | $2,471+0.6% |
| Participant deferral / active EE | $3,798 | $2,740+38.6% | $3,890-2.4% | $3,741+1.5% |
| Admin fee / account holder | $1,006 | $3,356-70.0% | $4,884-79.4% | $5,306-81.0% |