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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,992 | $57,590+37.2% | $86,233-8.4% | $82,448-4.2% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 17.48% | 22.41%-4.9pp | 61.39%-43.9pp | 41.64%-24.2pp |
| Employer contribution / active EE | $6,607 | $1,655+299.2% | $2,504+163.8% | $2,551+159.0% |
| Participant deferral / active EE | $5,438 | $3,080+76.6% | $4,559+19.3% | $4,139+31.4% |
| Admin fee / account holder | $6,411 | $4,730+35.5% | $8,342-23.2% | $7,234-11.4% |