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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,774 | $115,917-55.3% | $100,535-48.5% | $158,982-67.4% |
| Participation rate | 70.0% | 81.6%-11.6pp | 79.4%-9.4pp | 82.0%-12.0pp |
| Annual return | 47.74% | 34.80%+12.9pp | 30.90%+16.8pp | 302.99%-255.3pp |
| Employer contribution / active EE | $8,227 | $4,105+100.4% | $3,419+140.7% | $4,763+72.7% |
| Participant deferral / active EE | $6,266 | $6,677-6.1% | $6,271-0.1% | $5,983+4.7% |
| Admin fee / account holder | $332 | $11,002-97.0% | $8,085-95.9% | $11,252-97.1% |