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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,376 | $107,941-71.9% | $91,994-67.0% | $152,909-80.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 15.07% | 89.28%-74.2pp | 69.04%-54.0pp | 345.46%-330.4pp |
| Employer contribution / active EE | $3,497 | $4,212-17.0% | $3,453+1.3% | $4,764-26.6% |
| Participant deferral / active EE | $9,162 | $6,366+43.9% | $5,924+54.7% | $5,851+56.6% |
| Admin fee / account holder | $2,642 | $10,521-74.9% | $7,744-65.9% | $11,601-77.2% |