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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,848 | $93,617-54.2% | $135,982-68.5% | $75,177-43.0% |
| Participation rate | 95.3% | 75.2%+20.1pp | 81.9%+13.4pp | 67.2%+28.1pp |
| Annual return | 19.17% | 30.89%-11.7pp | 68.32%-49.2pp | 160.75%-141.6pp |
| Employer contribution / active EE | $3,176 | $3,538-10.2% | $4,859-34.6% | $2,671+18.9% |
| Participant deferral / active EE | $9,097 | $6,406+42.0% | $7,760+17.2% | $4,126+120.5% |
| Admin fee / account holder | $10,500 | $6,980+50.4% | $10,767-2.5% | $5,651+85.8% |