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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,527 | $98,776-37.7% | $149,745-58.9% | $79,856-23.0% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.5%+14.3pp | 69.6%+27.1pp |
| Annual return | 19.39% | 27.38%-8.0pp | 276.72%-257.3pp | 31.71%-12.3pp |
| Employer contribution / active EE | $5,503 | $3,217+71.0% | $4,646+18.5% | $2,471+122.7% |
| Participant deferral / active EE | $8,612 | $5,681+51.6% | $6,843+25.9% | $3,741+130.2% |
| Admin fee / account holder | $4,505 | $6,053-25.6% | $9,312-51.6% | $5,306-15.1% |