Retirement plan

PELLA-VINYL PORTLAND OPERATIONS 401(K) PROFIT SHARING PLAN

Name: VINYL NORTHWEST, INC. D.B.A PELLA-VINYL PORTLAND OPERATIONS - PELLA-VINYL PORTLAND OPERATIONS 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: VINYL NORTHWEST, INC. D.B.A PELLA-VINYL PORTLAND OPERATIONS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PELLA-VINYL PORTLAND OPERATIONS 401(K) PROFIT SHARING PLAN, VINYL NORTHWEST, INC. D.B.A PELLA-VINYL PORTLAND OPERATIONS

VINYL NORTHWEST, INC. D.B.A PELLA-VINYL PORTLAND OPERATIONSEIN 20-0876482Plan #001PY 2018

18600 N.E. WILKES ROAD - PORTLAND, OR 97230503-667-6030

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$1.6M

-5.1% from 2017

Total participants

160

+12.7% from 2017

Average account balance

$48,703

+9.7% from 2017

Annual return

3.03%

-13.39 pp from 2017

Benchmarks

See 1,975 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,975 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.30M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

16.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$67K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$381

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$35

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833	Recordkeeping	$1,975
WELLS FARGO BANK, N.A.1 year Filed as: GALLIARD CAPITAL MANAGEMENT, INC. Service code 28 · EIN 41-1813702	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$12 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.123%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GRANT THORNTON LLP
Auditor EIN: 366055558
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$48,703

$58,093-16.2%

$80,022-39.1%

$56,289-13.5%

Participation rate

17.4%

73.6%-56.2pp

75.8%-58.4pp

69.9%-52.4pp

Annual return

3.03%

34.63%-31.6pp

11.22%-8.2pp

-9.96%+13.0pp

Employer contribution / active EE

$1,933-100.0%

$2,468-100.0%

$2,111-100.0%

Participant deferral / active EE

$332

$3,136-89.4%

$3,686-91.0%

$3,350-90.1%

Admin fee / account holder

$60

$623-90.4%

$6,521-99.1%

$521-88.5%

Provider

Service type

Compensation

CHARLES SCHWAB & CO., INC.3+ years

Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC

Service code 15 · EIN 34-1479833

Recordkeeping

$1,975

WELLS FARGO BANK, N.A.1 year

Filed as: GALLIARD CAPITAL MANAGEMENT, INC.

Service code 28 · EIN 41-1813702

Investment Management

PELLA-VINYL PORTLAND OPERATIONS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PELLA-VINYL PORTLAND OPERATIONS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion