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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,811 | $201,372-42.5% | $184,260-37.1% | $145,884-20.6% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 17.15% | 29.04%-11.9pp | 28.84%-11.7pp | 551.85%-534.7pp |
| Employer contribution / active EE | $8,333 | $7,024+18.6% | $6,427+29.7% | $4,662+78.7% |
| Participant deferral / active EE | $7,203 | $9,808-26.6% | $9,133-21.1% | $6,690+7.7% |
| Admin fee / account holder | $1,675 | $16,362-89.8% | $13,898-87.9% | $13,392-87.5% |