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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,072 | $209,888-66.1% | $189,545-62.5% | $167,553-57.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 20.10% | 748.66%-728.6pp | 555.36%-535.3pp | 478.89%-458.8pp |
| Employer contribution / active EE | $9,533 | $6,915+37.8% | $6,162+54.7% | $4,840+97.0% |
| Participant deferral / active EE | $10,744 | $8,934+20.3% | $8,220+30.7% | $6,343+69.4% |
| Admin fee / account holder | $950 | $14,300-93.4% | $12,049-92.1% | $12,316-92.3% |