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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,117,277 | $180,466+519.1% | $154,114+625.0% | $135,382+725.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -21.57% | 888.15%-909.7pp | 735.16%-756.7pp | 519.77%-541.3pp |
| Employer contribution / active EE | $28,625 | $6,035+374.3% | $5,298+440.3% | $4,779+499.0% |
| Participant deferral / active EE | $21,917 | $5,806+277.5% | $5,081+331.4% | $5,609+290.7% |
| Admin fee / account holder | $7,045 | $16,144-56.4% | $13,411-47.5% | $10,829-34.9% |