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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,245 | $168,635+50.2% | $147,617+71.6% | $125,389+102.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.77% | 77.65%-79.4pp | 61.98%-63.8pp | 282.24%-284.0pp |
| Employer contribution / active EE | $11,890 | $6,252+90.2% | $5,564+113.7% | $4,866+144.3% |
| Participant deferral / active EE | $8,722 | $5,507+58.4% | $4,895+78.2% | $5,352+63.0% |
| Admin fee / account holder | $1,567 | $13,580-88.5% | $11,612-86.5% | $9,541-83.6% |