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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $34,887 |
Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $10,990 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,074 | $101,591-60.6% | $147,096-72.8% | $74,429-46.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 16.97% | 8746.45%-8729.5pp | 419.75%-402.8pp | 1368.38%-1351.4pp |
| Employer contribution / active EE | $3,668 | $3,813-3.8% | $4,936-25.7% | $2,625+39.7% |
| Participant deferral / active EE | $6,201 | $7,302-15.1% | $8,071-23.2% | $4,348+42.6% |
| Admin fee / account holder | $340 | $1,750-80.6% | $13,005-97.4% | $1,944-82.5% |