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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,100 | $165,381-25.0% | $149,730-17.1% | $158,966-21.9% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 9.28% | 348.29%-339.0pp | 276.70%-267.4pp | 302.95%-293.7pp |
| Employer contribution / active EE | $1,874 | $5,104-63.3% | $4,645-59.7% | $4,762-60.6% |
| Participant deferral / active EE | $3,177 | $7,182-55.8% | $6,843-53.6% | $5,983-46.9% |
| Admin fee / account holder | $47,140 | $10,809+336.1% | $9,310+406.3% | $11,250+319.0% |