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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,961 | $82,674+147.9% | $125,381+63.5% | $68,486+199.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -22.51% | -5.97%-16.5pp | 572.31%-594.8pp | -7.85%-14.7pp |
| Employer contribution / active EE | $10,560 | $3,382+212.2% | $4,815+119.3% | $2,597+306.7% |
| Participant deferral / active EE | $11,660 | $6,111+90.8% | $7,448+56.6% | $4,028+189.5% |
| Admin fee / account holder | $2,403 | $6,277-61.7% | $10,007-76.0% | $5,404-55.5% |