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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,454 | $165,381+67.8% | $149,730+85.3% | $158,966+74.5% |
| Participation rate | 91.3% | 84.6%+6.7pp | 82.5%+8.8pp | 82.0%+9.3pp |
| Annual return | 15.96% | 348.29%-332.3pp | 276.70%-260.7pp | 302.95%-287.0pp |
| Employer contribution / active EE | $10,961 | $5,104+114.8% | $4,645+136.0% | $4,762+130.2% |
| Participant deferral / active EE | $11,048 | $7,182+53.8% | $6,843+61.5% | $5,983+84.6% |
| Admin fee / account holder | $3,042 | $10,809-71.9% | $9,310-67.3% | $11,250-73.0% |