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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,314 | $106,864-40.8% | $147,318-57.0% | $82,637-23.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 82.1%-32.1pp | 68.1%-18.1pp |
| Annual return | 16.01% | 27.49%-11.5pp | 70.43%-54.4pp | 53.51%-37.5pp |
| Employer contribution / active EE | $1,888 | $3,417-44.7% | $4,593-58.9% | $2,552-26.0% |
| Participant deferral / active EE | $3,982 | $6,496-38.7% | $7,906-49.6% | $4,126-3.5% |
| Admin fee / account holder | $26,007 | $8,415+209.1% | $13,708+89.7% | $7,339+254.4% |