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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,086 | $115,810+25.3% | $101,271+43.3% | $158,966-8.7% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 21.16% | 56.15%-35.0pp | 46.48%-25.3pp | 302.95%-281.8pp |
| Employer contribution / active EE | $11,412 | $4,175+173.3% | $3,660+211.8% | $4,762+139.6% |
| Participant deferral / active EE | $436 | $4,958-91.2% | $4,371-90.0% | $5,983-92.7% |
| Admin fee / account holder | $6,463 | $7,248-10.8% | $5,948+8.7% | $11,250-42.5% |