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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,140 | $70,684-13.5% | $169,397-63.9% | $75,177-18.7% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 16.99% | 36.38%-19.4pp | 406.23%-389.2pp | 160.75%-143.8pp |
| Employer contribution / active EE | $5,187 | $2,211+134.6% | $4,013+29.2% | $2,671+94.2% |
| Participant deferral / active EE | $8,838 | $4,310+105.1% | $6,223+42.0% | $4,126+114.2% |
| Admin fee / account holder | $3,473 | $5,404-35.7% | $9,017-61.5% | $5,651-38.5% |