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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,785 | $227,633-76.4% | $189,597-71.6% | $167,553-67.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 13.01% | 78.45%-65.4pp | 64.20%-51.2pp | 478.89%-465.9pp |
| Employer contribution / active EE | $5,201 | $5,317-2.2% | $4,412+17.9% | $4,840+7.5% |
| Participant deferral / active EE | $8,967 | $7,003+28.0% | $6,174+45.2% | $6,343+41.4% |
| Admin fee / account holder | $1,183 | $11,879-90.0% | $9,807-87.9% | $12,316-90.4% |