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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,716 | $93,598-17.0% | $135,974-42.8% | $75,173+3.4% |
| Participation rate | 97.3% | 75.2%+22.1pp | 81.9%+15.4pp | 67.2%+30.1pp |
| Annual return | 18.79% | 30.89%-12.1pp | 68.30%-49.5pp | 160.72%-141.9pp |
| Employer contribution / active EE | $3,416 | $3,538-3.4% | $4,859-29.7% | $2,671+27.9% |
| Participant deferral / active EE | $7,516 | $6,405+17.3% | $7,760-3.1% | $4,126+82.2% |
| Admin fee / account holder | $3,865 | $6,978-44.6% | $10,767-64.1% | $5,651-31.6% |