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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,050 | $150,447-62.1% | $136,298-58.1% | $147,586-61.3% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 14.32% | 1049.15%-1034.8pp | 5156.27%-5141.9pp | 578.59%-564.3pp |
| Employer contribution / active EE | $2,217 | $5,256-57.8% | $4,696-52.8% | $4,876-54.5% |
| Participant deferral / active EE | $4,513 | $6,631-31.9% | $6,247-27.8% | $5,439-17.0% |
| Admin fee / account holder | $379 | $10,906-96.5% | $9,244-95.9% | $10,886-96.5% |