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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,255 | $135,956-66.7% | $123,894-63.5% | $273,972-83.5% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 6935.26% | 56.63%+6878.6pp | 47.52%+6887.7pp | 41.46%+6893.8pp |
| Employer contribution / active EE | $1,997 | $5,170-61.4% | $4,617-56.8% | $4,869-59.0% |
| Participant deferral / active EE | $3,965 | $6,343-37.5% | $5,984-33.7% | $5,287-25.0% |
| Admin fee / account holder | $361 | $9,817-96.3% | $8,357-95.7% | $10,133-96.4% |