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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,368 | $80,985+157.3% | $96,576+115.8% | $75,181+177.2% |
| Participation rate | 30.9% | 71.8%-40.9pp | 76.0%-45.1pp | 67.2%-36.3pp |
| Annual return | 15.00% | 27.05%-12.1pp | 25.87%-10.9pp | 160.69%-145.7pp |
| Employer contribution / active EE | $1,113 | $2,282-51.2% | $2,965-62.5% | $2,671-58.3% |
| Participant deferral / active EE | $2,908 | $3,929-26.0% | $4,851-40.0% | $4,126-29.5% |
| Admin fee / account holder | $16,056 | $6,719+139.0% | $8,253+94.5% | $5,650+184.2% |