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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,435 | $118,708-50.8% | $98,920-40.9% | $158,966-63.2% |
| Participation rate | 66.7% | 77.8%-11.2pp | 76.0%-9.4pp | 82.0%-15.3pp |
| Annual return | 12.22% | 372.49%-360.3pp | 196.47%-184.3pp | 302.95%-290.7pp |
| Employer contribution / active EE | $1,487 | $3,334-55.4% | $2,689-44.7% | $4,762-68.8% |
| Participant deferral / active EE | $5,575 | $5,089+9.5% | $4,245+31.3% | $5,983-6.8% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,643-100.0% | $11,250-100.0% |