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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,634 | $116,203-63.3% | $93,621-54.5% | $152,897-72.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.8%-9.2pp | 82.5%-15.8pp |
| Annual return | 17.51% | 35.96%-18.5pp | 32.76%-15.3pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,754 | $3,219-45.5% | $2,719-35.5% | $4,764-63.2% |
| Participant deferral / active EE | $5,890 | $4,605+27.9% | $4,070+44.7% | $5,851+0.7% |
| Admin fee / account holder | $0 | $10,751-100.0% | $7,890-100.0% | $11,599-100.0% |