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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,885 | $197,625+85.1% | $177,840+105.7% | $158,966+130.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 14.90% | 58.76%-43.9pp | 48.32%-33.4pp | 302.95%-288.1pp |
| Employer contribution / active EE | $10,271 | $6,698+53.3% | $5,919+73.5% | $4,762+115.7% |
| Participant deferral / active EE | $11,640 | $8,405+38.5% | $7,714+50.9% | $5,983+94.5% |
| Admin fee / account holder | $442 | $15,405-97.1% | $12,431-96.4% | $11,250-96.1% |