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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,002 | $160,059+26.2% | $140,019+44.3% | $135,380+49.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 1.31% | 911.48%-910.2pp | 651.17%-649.9pp | 519.81%-518.5pp |
| Employer contribution / active EE | $10,996 | $6,420+71.3% | $5,605+96.2% | $4,779+130.1% |
| Participant deferral / active EE | $10,796 | $7,641+41.3% | $6,927+55.9% | $5,609+92.5% |
| Admin fee / account holder | $9,374 | $13,328-29.7% | $10,705-12.4% | $10,828-13.4% |