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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,452 | $115,917-64.2% | $100,535-58.8% | $158,982-73.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 22.64% | 34.80%-12.2pp | 30.90%-8.3pp | 302.99%-280.4pp |
| Employer contribution / active EE | $2,883 | $4,105-29.8% | $3,419-15.7% | $4,763-39.5% |
| Participant deferral / active EE | $5,866 | $6,677-12.1% | $6,271-6.5% | $5,983-2.0% |
| Admin fee / account holder | $514 | $11,002-95.3% | $8,085-93.6% | $11,252-95.4% |