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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,177 | $105,856-34.7% | $90,161-23.3% | $147,586-53.1% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 20.92% | 37.63%-16.7pp | 34.89%-14.0pp | 578.59%-557.7pp |
| Employer contribution / active EE | $1,980 | $4,126-52.0% | $3,318-40.3% | $4,876-59.4% |
| Participant deferral / active EE | $6,677 | $5,733+16.5% | $5,287+26.3% | $5,439+22.8% |
| Admin fee / account holder | $6 | $8,046-99.9% | $5,943-99.9% | $10,886-99.9% |