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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,884 | $100,970+11.8% | $96,576+16.9% | $137,256-17.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.01% | 38.16%-24.2pp | 38.47%-24.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $2,566 | $3,809-32.6% | $3,553-27.8% | $4,156-38.2% |
| Participant deferral / active EE | $6,026 | $8,286-27.3% | $7,956-24.3% | $6,407-5.9% |
| Admin fee / account holder | $3,304 | $11,312-70.8% | $11,381-71.0% | $12,270-73.1% |