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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,614 | $108,942-6.7% | $100,415+1.2% | $145,897-30.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.17% | 58.27%-48.1pp | 49.47%-39.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,906 | $4,422-34.3% | $3,943-26.3% | $4,663-37.7% |
| Participant deferral / active EE | $7,035 | $8,461-16.9% | $8,091-13.0% | $6,689+5.2% |
| Admin fee / account holder | $693 | $9,702-92.9% | $7,906-91.2% | $13,390-94.8% |