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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,847 | $95,188-89.7% | $76,518-87.1% | $135,379-92.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -11.93% | 4.85%-16.8pp | -0.27%-11.7pp | 519.79%-531.7pp |
| Employer contribution / active EE | $1,793 | $3,303-45.7% | $2,647-32.3% | $4,779-62.5% |
| Participant deferral / active EE | $4,984 | $4,640+7.4% | $3,836+29.9% | $5,609-11.1% |
| Admin fee / account holder | $493 | $6,249-92.1% | $4,849-89.8% | $10,828-95.5% |