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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,972 | $99,994-62.0% | $146,643-74.1% | $85,847-55.8% |
| Participation rate | 50.0% | 73.1%-23.1pp | 80.1%-30.1pp | 69.3%-19.3pp |
| Annual return | 14.68% | 18.93%-4.2pp | 22.75%-8.1pp | 318.61%-303.9pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,756 | $4,006-6.2% | $5,506-31.8% | $3,952-5.0% |
| Admin fee / account holder | $7,341 | $7,703-4.7% | $10,280-28.6% | $6,261+17.3% |