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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,141 | $157,296-2.0% | $141,191+9.2% | $152,897+0.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.77% | 64.34%-41.6pp | 71.41%-48.6pp | 345.43%-322.7pp |
| Employer contribution / active EE | $8,929 | $5,262+69.7% | $4,736+88.5% | $4,764+87.4% |
| Participant deferral / active EE | $10,516 | $7,111+47.9% | $6,710+56.7% | $5,851+79.7% |
| Admin fee / account holder | $42,581 | $12,125+251.2% | $10,264+314.9% | $11,599+267.1% |