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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,400 | $209,428-48.7% | $178,498-39.8% | $158,950-32.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 32.19% | 188.78%-156.6pp | 151.09%-118.9pp | 302.91%-270.7pp |
| Employer contribution / active EE | $8,249 | $5,707+44.5% | $5,011+64.6% | $4,762+73.2% |
| Participant deferral / active EE | $11,442 | $5,955+92.1% | $5,202+120.0% | $5,983+91.3% |
| Admin fee / account holder | $1,809 | $17,077-89.4% | $13,985-87.1% | $11,248-83.9% |