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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,587 | $93,117-66.1% | $77,096-59.0% | $134,532-76.5% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -18.98% | 62.67%-81.6pp | 42.35%-61.3pp | 418.27%-437.2pp |
| Employer contribution / active EE | $387 | $3,420-88.7% | $2,814-86.2% | $4,741-91.8% |
| Participant deferral / active EE | $4,157 | $5,241-20.7% | $4,429-6.1% | $6,401-35.1% |
| Admin fee / account holder | $0 | $6,948-100.0% | $5,428-100.0% | $11,429-100.0% |