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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,864 | $109,411-85.5% | $89,435-82.3% | $158,982-90.0% |
| Participation rate | 42.9% | 74.3%-31.4pp | 68.0%-25.1pp | 82.0%-39.1pp |
| Annual return | 16.89% | 345.68%-328.8pp | 245.55%-228.7pp | 302.99%-286.1pp |
| Employer contribution / active EE | $553 | $3,173-82.6% | $2,587-78.6% | $4,763-88.4% |
| Participant deferral / active EE | $1,928 | $4,600-58.1% | $3,890-50.4% | $5,983-67.8% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |