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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,303 | $100,911-82.9% | $90,440-80.9% | $158,966-89.1% |
| Participation rate | 30.8% | 75.0%-44.3pp | 72.7%-41.9pp | 82.0%-51.2pp |
| Annual return | 15.78% | 1726.62%-1710.8pp | 1294.38%-1278.6pp | 302.95%-287.2pp |
| Employer contribution / active EE | $501 | $3,690-86.4% | $3,263-84.7% | $4,762-89.5% |
| Participant deferral / active EE | $1,070 | $4,348-75.4% | $3,964-73.0% | $5,983-82.1% |
| Admin fee / account holder | $2,874 | $6,507-55.8% | $5,615-48.8% | $11,250-74.5% |