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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,303 | $100,895-82.9% | $90,430-80.9% | $158,950-89.1% |
| Participation rate | 30.8% | 75.0%-44.3pp | 72.7%-41.9pp | 82.0%-51.2pp |
| Annual return | 15.78% | 1725.54%-1709.8pp | 1293.73%-1278.0pp | 302.91%-287.1pp |
| Employer contribution / active EE | $501 | $3,689-86.4% | $3,262-84.7% | $4,762-89.5% |
| Participant deferral / active EE | $1,070 | $4,347-75.4% | $3,963-73.0% | $5,983-82.1% |
| Admin fee / account holder | $2,874 | $6,505-55.8% | $5,613-48.8% | $11,248-74.5% |