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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,497 | $154,228-51.0% | $145,433-48.1% | $137,256-45.0% |
| Participation rate | 69.6% | 83.8%-14.2pp | 82.1%-12.6pp | 80.0%-10.4pp |
| Annual return | 18.95% | 74.59%-55.6pp | 66.58%-47.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $4,521 | $4,804-5.9% | $4,554-0.7% | $4,156+8.8% |
| Participant deferral / active EE | $6,278 | $8,216-23.6% | $7,897-20.5% | $6,407-2.0% |
| Admin fee / account holder | $18,539 | $14,344+29.3% | $13,129+41.2% | $12,270+51.1% |