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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,497 | $162,136-53.4% | $152,301-50.4% | $154,746-51.2% |
| Participation rate | 69.6% | 84.1%-14.5pp | 82.4%-12.9pp | 80.7%-11.1pp |
| Annual return | 18.95% | 91.02%-72.1pp | 80.50%-61.6pp | 172.34%-153.4pp |
| Employer contribution / active EE | $4,521 | $4,890-7.6% | $4,624-2.2% | $4,379+3.2% |
| Participant deferral / active EE | $6,278 | $8,341-24.7% | $8,004-21.6% | $6,730-6.7% |
| Admin fee / account holder | $18,539 | $15,759+17.6% | $14,398+28.8% | $14,365+29.1% |