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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,938 | $106,001+64.1% | $92,235+88.6% | $147,585+17.9% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 18.13% | 50.05%-31.9pp | 176.28%-158.1pp | 578.56%-560.4pp |
| Employer contribution / active EE | $1,800 | $4,333-58.5% | $3,679-51.1% | $4,876-63.1% |
| Participant deferral / active EE | $8,955 | $4,478+100.0% | $3,897+129.8% | $5,439+64.7% |
| Admin fee / account holder | $319 | $6,332-95.0% | $5,194-93.9% | $10,885-97.1% |