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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,575 | $150,447-52.4% | $136,298-47.5% | $147,586-51.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.60% | 1049.15%-1031.6pp | 5156.27%-5138.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $1,450 | $5,256-72.4% | $4,696-69.1% | $4,876-70.3% |
| Participant deferral / active EE | $3,602 | $6,631-45.7% | $6,247-42.3% | $5,439-33.8% |
| Admin fee / account holder | $6,501 | $10,906-40.4% | $9,244-29.7% | $10,886-40.3% |