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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,800 | $148,629-56.4% | $135,982-52.3% | $139,487-53.5% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 19.25% | 79.33%-60.1pp | 68.32%-49.1pp | 373.84%-354.6pp |
| Employer contribution / active EE | $2,136 | $5,247-59.3% | $4,859-56.1% | $4,755-55.1% |
| Participant deferral / active EE | $3,108 | $8,102-61.6% | $7,760-59.9% | $6,713-53.7% |
| Admin fee / account holder | $2,539 | $12,406-79.5% | $10,767-76.4% | $11,407-77.7% |