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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,598 | $176,120-62.8% | $159,487-58.9% | $167,553-60.8% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 13.74% | 331.95%-318.2pp | 263.71%-250.0pp | 478.89%-465.2pp |
| Employer contribution / active EE | $2,373 | $5,299-55.2% | $4,831-50.9% | $4,840-51.0% |
| Participant deferral / active EE | $4,570 | $7,752-41.0% | $7,354-37.9% | $6,343-27.9% |
| Admin fee / account holder | $1,691 | $12,561-86.5% | $10,804-84.4% | $12,316-86.3% |