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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,030 | $63,354-46.3% | $94,105-63.8% | $82,637-58.8% |
| Participation rate | 20.0% | 63.8%-43.8pp | 71.9%-51.9pp | 68.1%-48.1pp |
| Annual return | 20.98% | 34.36%-13.4pp | 204.55%-183.6pp | 53.51%-32.5pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $2,504-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,693 | $2,873-41.1% | $3,881-56.4% | $4,126-59.0% |
| Admin fee / account holder | $684 | $5,073-86.5% | $6,199-89.0% | $7,339-90.7% |