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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,173 | $157,304-27.4% | $141,197-19.1% | $152,909-25.3% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 22.63% | 64.34%-41.7pp | 71.41%-48.8pp | 345.46%-322.8pp |
| Employer contribution / active EE | $2,431 | $5,263-53.8% | $4,736-48.7% | $4,764-49.0% |
| Participant deferral / active EE | $9,315 | $7,111+31.0% | $6,710+38.8% | $5,851+59.2% |
| Admin fee / account holder | $1,222 | $12,126-89.9% | $10,265-88.1% | $11,601-89.5% |