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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,609 | $127,387-50.9% | $115,038-45.6% | $125,389-50.1% |
| Participation rate | 62.5% | 84.2%-21.7pp | 81.4%-18.9pp | 83.2%-20.7pp |
| Annual return | -2.47% | 31.28%-33.7pp | 26.14%-28.6pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,090 | $5,166-78.9% | $4,608-76.3% | $4,866-77.6% |
| Participant deferral / active EE | $5,190 | $6,423-19.2% | $6,026-13.9% | $5,352-3.0% |
| Admin fee / account holder | $316 | $9,516-96.7% | $8,175-96.1% | $9,541-96.7% |